Woolworths Gold Credit Card

Features and Benefits

Get More Back At Woolies

2% back in WRewards quarterly vouchers on all Woolworths purchases.

Cash When You Need It

Use your Woolworths Credit Card to draw cash at any ATM displaying the Visa logo, worldwide. Interest is charged on all cash advances from the date of the withdrawal until the amount owing is paid.

Automatic Basic Travel Insurance

Basic travel insurance is automatically included if you are under the age of 75 and purchase an international airline ticket using your card. Find out more.

Lost Card Protection

This covers you against the fraudulent use of both primary and secondary cards. Simply notify us within 24 hours of your card being lost/stolen.

Budget Facility

Make larger purchases by using the budget facility on your Woolworths Credit Card which allows you to choose your repayment period. Funds from your straight account can be allocated to budget so you can spread the payment of R300 or more over 6 to 60 months.

Reward Yourself

As a Woolworths Credit Cardholder, you're automatically part of our great WRewards programme that offers you exclusive special lower prices and exciting benefits. You'll earn rewards each time you swipe.

Peace Of Mind

We offer you Comprehensive Balance Protection on your Woolworths Credit Card. More info.

Get More Back Everywhere

0.75% back in WRewards quarterly vouchers on purchases outside of Woolworths (excludes electronic funds transfer - refer to product Ts&Cs).

Free Additional Cards

You're entitled to up to 8 additional cards at no extra cost. Everything paid for with these cards will contribute towards your WRewards quarterly vouchers.

Medical and Legal Assistance:

Provides you and your immediate family with Assistance Services, when all travelling together on a journey outside your principle country of residence for a duration of up to 90 days.

  • Medical Services (free to cardholder and family) include: telephone medical advice, medical service provider referral, monitoring of medical condition during and after hospitalisation.
  • Medical Services (chargeable to cardholder and family) include: the delivery of essential medicine or equipment, despatch of physician, guarantee of hospital admittance deposit, arrangement of emergency medical evacuation and repatriation, arrangement of transportation of mortal remains, arrangement of transportation to join a cardholder, arrangement of return of children.
  • Travel and General Services (free to cardholder and family) include: inoculation and visa requirement information, legal referral, interpreter referral.

Electronic Statements

You can elect to receive your monthly statements via email at your convenience.

Pay for Fuel

Pay for your fuel with your Woolies Credit Card and get up to 1% back in WRewards quarterly vouchers PLUS No Transaction Fees & up to 55 days INTEREST FREE on all fuel purchases.

To Qualify, You Must:

  • Be 18 years of age or older
  • Have a valid RSA ID number
  • Earn in excess of R3,000.00 per month
  • When collecting your credit card, bring the following:
  • Valid South African ID
  • Latest three payslips or the last three months' bank statements
  • Utility bill or original bank statement dated within the last three months, as proof of residence