contact us by phone 0861 50 20 10 for product related queries or email wwfs@woolworths.co.za

Flexibility for real convenience - benefits of a Woolworths Personal Loan

Two types of loans are available. Be assured we will find the one that is best for you.

a Fixed Term Personal Loan gives you:

• a choice of 12, 24, 36, 48 or 60 month repayment periods each time you borrow.
• fixed repayments so you can plan and budget accordingly.
• the opportunity to re-apply once your loan is settled.

a Revolving Personal Loan gives you:

• a choice of 12, 24, 36, 48 or 60 month repayment periods each time your borrow.
• the ability to withdraw a minimum loan of R1 000, increasing in multiples of R500.
• the opportunity to re-use money that has been paid back towards the loan.
• the convenience of being able to access cash through our easy interactive voice message system.

A choice of repayment periods

Our choice of repayment periods and interest rates are designed to make it easier for you to manage your personal finances. Please note: the following examples are provided for illustrative purposes only. The actual calculations for your loan will be shown on the pre-agreement statement and quotation.

Loan payment table*

For illustrative purposes. Only on new personal loan applications.

*Terms and conditions apply.
Approval subject to company risk and affordability criteria.

The instalments are calculated at an interest rate of 25.4%.
They exclude the monthly service fee and optional balance protection insurance.

The figures shown above are approximate and will vary according to interest rate fluctuations. The interest rate charged for both Revolving and Fixed Term Personal Loans will not exceed the maximum allowed by the National Credit Act.