contact us by phone 0861 50 20 10 for product related queries or email wwfs@woolworths.co.za

Woolworths Personal Loans - finance without the fine print

A Woolworths Personal Loan is the simple way to get the cash you need for the things you need and the things you want. No hassles. And no fine print. What’s more, a Woolworths Personal Loan is an “unsecured” loan, which means you don’t even have to provide security or have someone co-sign the loan for you.

If you can answer “yes” to the following questions, you probably qualify for a Woolworths Personal Loan:

• Are you over 18 years old?
• Are you permanently employed?
• Do you earn at least R2000 per month?
• Do have a bank account?
• Do you have a good credit record?
• Do you have a valid South African Identity Document?

Your Woolworths Personal Loan gives you the convenience of:

• Automatic repayments - your monthly repayment is automatically debited from your bank account on the day you choose.
• Monthly statements - you’ll receive a monthly statement detailing your outstanding balance and payment due to keep you up to date.
• No penalty for early settlement - there are no penalties for early repayment so you can save on interest by making additional payments at any time.
• Low monthly fees – there are no initiation fees and no transaction fees. A R10 per month service fee will be charged and will be shown on your statement.